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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would receive $22,584 ($23,760 less the $1,176 origination fee - a prepaid finance charge), and the monthly payment would be $697.95, equating to an APR of 20.89%. The total interest would be $9,741.60, and the total cost of the loan (interest plus origination fee of $1,176) would be $10,917.72. In this example, the total payments made would equal $33,501.60. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees range from 15% - 25%, may vary based on enrolled amounts and state, and are success-based. On average, our debt consolidation programs range from 24-48 months in duration.
We cannot offer guarantees on debt consolidation performance. We evaluate consumers for debt consolidation options in all 50 states and Washington D.C. You may be referred to or see advertisements for third parties following the evaluation. If we ultimately provide you with services please note that fees may vary by state and we cannot offer guarantees on our debt consolidation services. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services.
We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.
Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.
Content by Daniel Whitmore.
